DON # 39; T waste your money: Craigslist Car Buying Scam
A common scam used by faux-car buyers can leave you with an empty bank account or a PayPal or credit card balance account.
The new version of this scam The buyer offers to purchase for your car invisible to your full asking price, or more, and wants your bank account number or PayPal email to send you money for your car, they have an excuse for not being able to talk to you, but any way by email no telephone.
It's pretty safe, but a problem develops says the scammer your bank or PayPal does not release the funds request you to go to a FAKE PayPal, eBay, or on the website looks legitimate bank but actually you request your account information, including the password If you do, your account will soon be cleaned and you still have your car.
Another version of this scam asks the innocent buyer to send money via Western Union to a shipping agent in a foreign country The scammer promises to pay you money in the PayPal deposit to your account.
A more common version of the scam that victimized many used car salesmen is one in which the proposed buyer claims generally be abroad or temporarily out of the country and is willing to buy the car announced without seeing them, for the full asking price without haggling and send some money to be returned to a few exchanges of emails complex with the buyer, the victim is left with a worthless cashiers check or money order, a depleted bank account, and is still stuck with the car.
If you are a car buyer looking for a car online, here's another scam scam car salesman you should know.
It is a scam that is easy to spot when you know what to look for, because the model is still the same, although some details vary.
You advertise your used car for sale in a small newspaper ad on Craigslist, or a car Website Your car can be one who is least in a perfect condition and has high mileage as can be difficult to find a buyer you are wanting to sell.
You are contacted by an interested buyer who wants your car and is ready to pay the price without seeing or examining the car, it can tell you he saw works in Africa or other remote location or is in the army and that it will arrange for the car took you by his agent and sent him he can say it is in the United States and represents a person in another country, although his use of the English language is poor, he can also use poor grammar, it offers to send you a certified check for US bank or bank check immediately.
In a variation of this scam, especially outside the buyer's request U S you send money to a tax before you can send your check Wave goodbye to your tax payment.
In a more recent version of this scam the buyer asks for your bank account number or PayPal email to send you the money for the car, but then discovers a problem and send you a FAKE bank or site PayPal to suck you abandon your account details and password Wave goodbye to the money in your account.
You receive the check cashier but the amount is higher than the agreed price on the car The reason the check is greater than your selling price is usually explained as a mistake, or that the check had already been cut before setting a price, or there is a rebate check, or that the extra money is for shipping, or one of a number of other explanations that are all false.
You drop everything to official-looking check your bank, the bank credits your account for the amount of the check, even if the check has not really cleared yet, and won t be for at least 10 days or more than the buyer knows.
Meanwhile, contacts the buyer contacts you and reminds you that he sent you too much money, and beg you to send his agent a money order or cashier check for the excess amount, which could be a few hundreds or thousands of dollars you do, because you are looking to sell your car.
You remove the excess money from your bank account the same account where you deposit check cashier the wrong buyer to send him or his agent.
A day later, after you've already sent a portion of the money, the buyer can contact you again and can notify you that he or his client changed his mind on the purchase of your car, and asks you to send the rest of the money you do you withdraw more money from your bank account.
Your bank called a few days later and informs you that the check of a cash buyer is counterfeit and is totally unnecessary, they debit your account for the amount of the check eventually remove all of your account, and few.
The bank now wants you to do well on the checks you have written in your account that you sent to the buyer or his agent Whatever money of your own, which was originally in your account is now gone your bank wants to pay the rest of the missing money the bank does not claim any responsibility in the matter your funds are not guaranteed by banking regulations it is not considered a banking error.
You still have your used car, but you have to present your bank a large sum of money, the bank has no sympathy for you and offer any help that you have no rights.
The scammer buyer used a false name and can t be located No to continue or pursue These are professional criminals who can disappear and reappear somewhere else in law enforcement agencies are powerless to act .
Unfortunately, this scenario is all too common It happens to real people every day Although this scam has been around for a few years, there are still many people who haven t heard talk, we try to help in this regard.
The details of this scam may vary, but the basic plan is always the same.
Buyer wants to buy your car without seeing or driving always an interesting story to the tender offer.
The buyer is often a woman to do business seem more legitimate.
Buyer usually communicates only by e-mail to Gmail or Yahoo account, never by phone ask the buyer for her phone number and see how quickly it disappears or it gives you an excuse for not being able to give the number.
The buyer can t pick requests He will send car agent or shipping company to pick up the car never happens.
Buyer assure you that everything is safe because it uses PayPal, eBay, Amazon, or by certified check.
Buyer sends fake cashier's check for more than the asking price, followed by a request for reimbursement or transfer of all or part of the money before the check clears the bank.
Buyer wants your bank account number or PayPal email, and later wants your passwords by a bank or fake PayPal site to clean up your account and charge your credit card associated.
Don t get caught in this SCAM Many people have If you sell a used car and a buyer claims to want your car, without seeing them, for your full asking price, with a complicated system of payment which asks you to send money to someone else, or give your PayPal password, then the chances of this being a scam are about 99 999999999.
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