Training Purchasing - Supply Chain Management training - Part I Procurement Training
Unless you brought a lot of money with you when you moved to the US, you will finance the car to take a loan, it is very difficult to get a loan without a credit history credit history is a way to determine the risk of giving you a loan, seeing that you have repaid loans or timely bills in the past so you may have to provide other ways you prove you can display a letter of mentioned employment with salary, pay stubs, and all the money that you already have a deposit some employers offer loans to new employees to help large purchases like this If your employer is very large, they may have a case or access to an Ask your employer if they offer these services.
It may still be possible to get a car loan with no credit history, but your interest rate will be higher In addition, the interest rate for dealer financing is usually higher than other banks by others or financial institutions.
Be sure to take a loan with over 48 slices of 4 years Otherwise, you can buy something you can afford, if possible, pay at least 20 of the purchase price as a down payment.
There are many varieties of cars available in the US and prices vary widely Prioritize what you want in a car and take your budget into account With this information, you need to make a short list of cars you want at a time and can afford.
Many people prefer Japanese cars on American cars because they require less maintenance and have a resale value most popular Japanese automakers Honda and Toyota are among them, Honda Accord, Honda Civic, Toyota Camry and Toyota Corolla are very popular among Indians.
Most cars usually have four doors However, some cars have only two doors, one on each side Although the two-door cars are cheaper, it is more difficult to accommodate many people in too, if you have children and need car seat, it is very convenient to use a car seat with the two-door cars of two-door cars have higher insurance rates, as they're considered more athletic.
Cars can be either gear automatic transmission or manual shift stick Most people drive automatic cars, and it is recommended that you buy automatic car, as well in a stick shift car, there are three pedals - the accelerator, clutch and brakes - and you must use both feet in an automatic car, there are only two pedals - the accelerator and brake using one foot and you do not have to change speeds you can manually save a little on gas with a stick shift car, and you may be able to speed up time and faster time after stopping However, with all the conveniences and benefits, a car Automatic is much better.
Make sure you make a list of items that you and wouldn t like in the car Some items to look for are power steering, power doors, power windows, electric mirrors, air conditioning, safety locks for children, air bags, side airbags, color the car, the seat material leather or cloth, etc. to keep in mind that it is very necessary to have at least the minimum requirements of air conditioning, etc. easier for resale of the car.
You can buy a new car or a used car have advantages and disadvantages If you have a steady job with a good company, you may want to buy a new car, it is generally better to buy a new car if you can afford and managed to get a loan.
The new cars must be purchased from a used car dealer can either be purchased from a car dealer or a private party Whatever type of car you buy, be prepared to negotiate with car dealers and sellers Unlike most other purchases, car prices are not fixed, and it is very important to negotiate and find a good deal.
After purchasing the car, you must have car insurance before driving the car.
Before you can register your car, you have to have safety inspections and emissions made, they can do all authorized places of the State Many service stations and repair facilities have such allowed pitches If you buy a new car, they will be automatically done for you.
Safety checks The safety inspection includes checking the essential features safety brakes, horn, tires, turn signals, headlights, wipers, etc. When you place your safety inspection, the inspector will put a sticker on your visor car windshield with the expiration date on it usually one year if it fails, you'll get a slip showing which parts failed you need to repair them and take control again if you return to the same place, they will usually re-inspect for a dollar, rather than the full charge you can have your repairs wherever you choose.
Inspection emissions controls an emission inspection if your car is more harmful to the environment than the permitted level If your pass inspection, you will be given a test document past, and they can also electronically transmit the data to DMV Furthermore, the inspector may put a sticker on the car's windshield bring all the papers when you register your car the emissions test is generally valid for two years.
You will need to register the car in your name before you can drive Many dealers take care of this for you when you buy a new car Some dealers even have a stock of authorized number plates they can fix for you right away.
To register your car at the DMV, take the title of the vehicle that you received from the seller, proof of insurance papers and control of the security issues and the costs Depending on your state, it can be at the same place you get your license driver, or it may be somewhere else.
If you purchased the car from a private party, you have to pay sales tax in most states the DMV before you can register your vehicle.
In addition to the recording state, you can also register your car with your county or city that really has procedures vary.
Many states also allow you to choose the license plates of the vanity, where you can have printed a special word or name it costs extra money and delay your receipt of the license plate, because they will make special plates for you.
After checking all the papers, the DMV will issue a temporary registration which is usually valid for a month if that is the case, you will be mailed the appropriate license plates in some states, permanent license plates are issued immediately the license plates already have numbers and letters printed on them; you can not paint yourself.
You can drive your car after your license plates mounted on it in some states, such as Pennsylvania and Florida, you hang the license plate only at the rear of the car in most states, though, the front and rear of the car has a license plate.
Always wear seat belts as a driver, you must make sure that everyone sitting in the car wearing a seat belt, even if they are not legally required for rear seats Do not drive until all world's compliance with this rule.
Don t use a cell phone while driving If you must, get a helmet or use the mode speaker phone and keep both hands on the wheel.
Always use lights when changing lanes.
Leave a little early for your destination, you are not rushed and tried to speed or drive recklessly.
Know all the blind spots on your car, you can find more details in the licensing manual driver provided by the DMV.
Car Buying Tips Guide to buying a car for the newcomer to the United States, purchase, purchase, license plates license plates some states.