10 most dangerous families worldwide
Update 9 6 7 27 2011 52 27 52 AM ET 2011-09-06T11.
As for the cheapest car insurance, four-door family friendly are usually your best bet The humble but still popular Chrysler Town Country is a sensible car that is fairly cheap to insure the other hand, if luxury imported is your favorite mode of transport, ready for heavy insurance premiums to go with all the trappings.
knee buckling beauties like the 12-cylinder Mercedes SL65 AMG can set you back a national average of 81 per year in 3543 alone insurance costs, making it the most expensive car in America to ensure, according to Quadrant data services information commissioned by the whole European brands including Mercedes, Porsche, Aston Martin and BMW are the most expensive to save.
Repair only function after an accident could cost a small fortune, notes the well-stocked BMW 750i will cost about 3280 in 70 annual insurance fee.
Meanwhile, minivans not American and Japanese luxury sedans and SUVs represent 10 cars cheaper to insure, according to data Quadrant The four least expensive cars to insure are minivans.
Slideshow The more cars and less expensive to insure.
The four-door, six-cylinder Chrysler Town Country LX, for example, costs the national average of 1091 80 per year to ensure the five-door, four Toyota Sienna cylinder costs in 1100 66 per year for sure, and a similar Toyota Sienna LE costs about 70 1107 to ensure.
For the sake of comparison, Quadrant calculates average annual insurance premiums based on one driver aged 40 with a clean driving record, good credit and 12 miles who commutes to work each day.
The Quadrant premiums comes with include uninsured motorist coverage with policy limits of 100 000 for the liability of injury to people, 300,000 for all injuries and 50,000 for property damage in an accident, more than 500 deductible collision and comprehensive coverage premium quotes come from six major insurance companies State Farm, Allstate, Progressive, GEICO, farmers and Nationwide.
Of course, your own rates may vary depending on your personal situation.
And insurance rates can be much higher in some states While one can expect that New York and California would fall the list of states with the average auto insurance premiums higher, they even not make it to the top five.
Michigan, Louisiana and Oklahoma are the top three states with the average auto insurance premiums more expensive, depending.
There are two main reasons why Michigan holds first place in terms of expensive car insurance according to the spokesman Emmet Pierce Michigan is the only state that guarantees unlimited personal injury protection payments to those injured in accidents automobiles, and the state includes assistance to help people with catastrophic injuries to pay for medical care, Pierce says.
But the brand and the prices aren t necessarily the only factors that come into play to determine insurance premiums Age and owners driving experience is also a factor.
A cheap car can be relatively expensive to make if it appeals to younger, less experienced drivers tend to get into more accidents, said Pierce For example, a Kia Rio is certainly not considered a luxury car, but 1522, the annual insurance premiums aren t much less than that of a Corvette two-door coupe that costs about 1741 per year on average to insure.
According to the report, the popular gift Honda Civic and Toyota Corolla t make it to the list of cars that are less costly to ensure This is largely because they tend to be popular entry vehicles for young drivers may be more likely to take risks or be distracted by their passengers.
Cars on the list of most frequently stolen vehicles in the country according to the National Insurance Crime Bureau may also be more expensive to insure than those who aren t on the list these cars actually tend to be older models which aren t equipped with sophisticated anti-theft devices and tracking the most recent vehicles.
The more cars and less expensive to insure NBC News business, more, less expensive.