car import insurance tips
In recent years, there's a growing trend among car buyers to look further for their next set of wheels and buying abroad.
There a number of reasons for this trend imported cars are often cheaper than models from the UK, and in many cases, built to specification more.
As the demand for imported cars has increased, which has led to improvements in the import process, especially when it comes to putting cars in the UK from Japan.
However, while you might be tempted to snap up a reliable evasive, or a little sporty number, which was imported from abroad, you must be aware that it can be difficult to find affordable imported car insurance coverage for these vehicles.
For this reason, it is even more important to do your research and shop around when looking for imported car insurance quote Here we look at how to find the right policy car imported insurance at the right price.
Car insurance for imported cars tend to be more expensive than auto insurance for cars purchased in conventional UK.
First, the most expensive premiums may reflect the fact that it can be more difficult and expensive to source spare parts for imported cars making these vehicles more expensive to repair disaster also being as these cars can often be built to a specification more than conventional cars, there is also an increased likelihood of an accident.
In addition, the costs may be higher when an imported vehicle was not built to the same standards as European model; for example, the car could be a drive to left hand.
While many insurers provide drive vehicles left hand at the same speed as the vehicle to the right, any difference in the way the vehicle is constructed can potentially have an impact on price; the key is to check when looking for cover.
As for buying a car abroad, the key is to understand that the cost of imported car insurance depends on the category in which your vehicle breaks.
According to the AA, there are two types of imports of gray imported vehicles and parallel imports.
The so-called gray imports are cars that are built outside the EU which do not conform to European standards of Japanese imports, for example, fall into the gray import category.
If you buy one of these models, you may struggle to get auto insurance, some companies simply will not offer coverage or does so at an inflated price.
When an insurer provides coverage at a higher price, it generally reflects the additional costs related to the supply and transport of spare parts for these vehicles when needed.
It is also interesting to note that the gray imports may be a higher performance specification than their European counterparts in terms of characteristics such as energy production, weight, suspension and electronic systems; Japanese imports in particular tend to fall in this category have a higher performance specification as it increases the likelihood that the driver has an accident, it can have an effect effect on imported auto insurance premiums, and higher costs.
Basically, if an insurer is willing to offer an imported car insurance, the company will ask you to undergo a testing process as part of the single vehicle approval system; this must occur before your engine is legal to drive on the roads of the UK.
In addition, your insurer will also ask you a series of detailed questions about the car before it will offer to give you a car insurance quote imported so be prepared for that too.
The key thing to understand is that the cost of imported car insurance depends on the category in which your vehicle breaks.
Parallel imports are vehicles manufactured in the EU.
Find a cover for an imported car of Europe tends to be easier than finding coverage for a gray import, such as parallel import vehicles must meet the same minimum standards that vehicles in the UK As a result, insurers are generally more willing and open to provide coverage for such cars makes it easier to find a policy for a parallel import affordable.
Since the imported car insurance may cost more than conventional coverage, it is important to find ways to keep a lid on costs Here are some tips to help you find cheap imported car insurance quotes.
It can be tempting to opt for a sports car, you need to think carefully, because these models will always cost more to ensure that their sensitive counterparts.
Also regarding the choice of a car with modifications, as insurers usually charge more for coverage if your vehicle has been modified in any way, the message is simple to choose a car that has not been changed and you'll pay less for your cover.
Make sure your imported car is as safe as it can possibly be parked in a driveway or better yet, locking it in a garage overnight also seek to add security features such as an alarm or immobilizer as an insurer reward these additional security measures with lower premiums.
Consider paying a higher excess; it's the song you pay for any claim, but make sure you don t increase this so it becomes expensive if you need to make a claim.
One of the best ways to cut costs is by driving with care and common sense and building a clean record, as this will result when you come to buy your coverage in the future-claims discount .
When looking for the cheap cover for your imported car, it is worth researching the specialist insurers that offer policies that are specifically designed for foreign vehicles but do not automatically assume they will be cheaper.
You should also browse the entire market to find the right car insurance policy for you imported; this means search for the level of coverage in the right place.
The best way to do this is by connecting to a price comparison site such as moneysupermarket where you can compare prices and policies of a wide range of insurers and choose the policy you want to buy the pressure 'a button.
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