Creating wealth by starting your own personal bank
Whether you're looking to make home improvements, take a dream vacation, buying a vehicle or other special need of some extra money, we got you covered with a variety of loan options loan products PrivateBank offer competitive rates and repayment plans to suit your needs.
A Home Equity Loan or line of credit of PrivateBank is an affordable loan option for many homeowners using the equity in your home, you can fund some of the biggest expenses of life, as one of the major renovations home, college tuition or a vehicle purchase interest rate on home equity loans and lines are generally lower than credit cards and the interest you pay may be tax deductible with your advisor tax to discuss specific tax considerations.
A mortgage is ideal if you need to finance a large one-time expense as debt consolidation, the proposed home improvement, vehicle purchase or unexpected costs with a mortgage, you have the security a fixed monthly payment with a fixed interest rate funds are distributed in advance in a lump sum.
Special interest rate reduction available with loan payments debited self your account with PrivateBank during registration at the loan closing.
An equity line of credit is a revolving credit form in which your home serves as collateral Many owners use their line to finance the education of a child, fund a wedding, buying luxury items or pay medical expenses You can borrow up to your approved credit limit to withdraw funds as needed.
Special interest rate reduction available with loan payments debited self your account with PrivateBank during registration at the loan closing.
Our auto loans offer you the opportunity to buy or refinance your next new or used vehicle or motorcycle We offer attractive financing, flexible terms and competitive rates to make your purchase easier.
Special interest rate reduction available with loan payments debited self your account with PrivateBank during registration at the loan closing.
Ideally payments by private NetBanking.
Our Certificate of Deposit CD secured loans give you an opportunity to borrow on what is already yours if you need money but do not want to pay an early withdrawal penalty, you can borrow against your CD We offer term loans flexible coinciding with the CD with the maturity of the ability to borrow up to the amount of the total CD, CD secured loan will help you to access your money.
Your funds are held in a CD gain interest for the life of the loan.
Our account of PLA personal loan is a credit overdraft protection line that is linked to your checking account The credit line will automatically transfer funds to your checking account to cover all elements that can cause bank overdrafts up 'the specified limit you can access your PLA simply using your checking account when you make a deposit into your account, the amount will be used to automatically pay the PLA to the amount of your deposit check is simple, easy to use the account that helps manage your finances without worry overdraft fees.
Sometimes a little money is all you need to help make a difference if you want to consolidate your debts, pay bills, help buy a car or other uses, the personal loan may be the SMART reply.
Personal loans provide up to 2500 SMART for your quick cash needs.
The loan term up to two years at a fixed rate of 9 95. 1 April
Example A loan payment 2500-9 95 APR for 24 months will have a monthly payment of 30 115.
Improved SMART housing loan can help a variety of repairs and improvements by providing owners until 5000 for home repairs or home improvements.
The loan term up to three years at a fixed rate of 2. September 95 APR
Example A loan payment 5000 to September 95 APR for 36 months will have a monthly payment of 22 161.
Special interest rate reduction available with loan payments debited self your account with PrivateBank during registration at the loan closing.
If you have less than perfect credit or no credit history established a lending Step SMART can help build your savings while establishing a good credit relationship by making regular payments and timely 3.
Loans SMART stage are available for qualified applications for an amount of 500 to 10,000.
12-60 month loan terms at a fixed rate of 6 00. April 4
Example A loan payment in 2500 June 00 APR for 24 months will have a monthly payment of 82 110.
Step SMART lending guidelines will be used to review your application Among the factors that we consider are.
Have you been employed or had a continuous income for at least six months.
Can you show your latest pay stubs for the last 30 days or if the self-employed personal and business tax returns for last year.
Do you have enough income to make your payments SMART Step loan without cosigner.
Don t meet all requirements If you were employed or had a continuous income within six months, a Step SMART loan may still be available for loan amounts up to 1000 Talk to a relationship banker all the details.
Once you are approved for a loan Step SMART, it is as simple as 1-2-3.
Your SMART Step Loan proceeds will be placed in a CD deposit certificate corresponding to the duration of the loan and the amount you borrow the CD will earn interest at the current rate, we propose new CD for the same term funds from the CD can not be withdrawn until the loan is paid in full.
For regular monthly payments on time, until the loan is repaid.
When the loan is repaid, the CD, plus interest earned on the CD becomes yours.
Loans and lines of credit subject to credit approval.
Important information about banking products SMART The interest rate and annual rates listed are effective APR to April 30, 14 and are subject to change at any time without notice the income eligibility criteria and geographic restrictions apply and are subject to change at any time without notice; see the SMART Bank loan loan Areas income limit Chart for more information The payment of the loan varies depending on the loan amount, term and APR Limit one loan in each category by SMART borrower at any time Other restrictions may.
1 This is an unsecured personal loan to applicants meeting the criteria listed in the bank loan loan Zones income limit SMART Graphic maximum loan duration is 24 months.
2 This is an unsecured personal loan for home repair or improvement of the candidates meeting the criteria listed in the loan bank loan Zones income limit SMART Graphic maximum loan duration is 36 months.
3 favorable credit results are not guaranteed not make minimum monthly payments of the payment due date each month will result in negative information reported to the credit bureaus, which will have a negative impact on your history credit negative credit history will not be removed from your credit report as a result of this program.
4 This is a personal loan fully amortized and guaranteed by a certificate of deposit CD product loan are paid to CD at the time of loan closing and can not be withdrawn until the loan is repaid in full if the loan is in default, CD funds will be applied against outstanding income limits are not applicable to this maximum loan term is 60 months.
Personal Banking Personal Lending The PrivateBank, personal, banking, loans, PrivateBank.
Приват банк
вулиця Євгена Тельнова, 2/1, Кропивницький, Кіровоградська область, Украина, 25000
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